Does FutureAdvisor advise that I roll over my TSP account?

Typically, we do not advise clients to roll over their TSP accounts. It’s usually best to stay in the TSP and make sure it is well balanced, preferably in a Lifecycle Fund.

The TSP offers subsidized funds that are significantly cheaper than any option available outside of the TSP, making it a great option for long term investing. However, the asset classes available are few. So for investors with most of their retirement assets in the TSP some amount of additional returns may be possible if the portfolio were rolled over to a traditional retirement account. If you have questions about this, please let us know. We are very experienced in handling military members and accounts.

(This also applies to the Civilian TSP).