Why are you recommending an ETF that has mediocre or even poor performance?

We do not generally evaluate a fund based on past performance. As every investment company is required to disclose, “past performance is not indicative of future results”.

Our fund selection criteria is focused on a funds ability to represent a particular asset class, such as US Value Stocks, or Emerging Market stocks. If it performs similar to the broad asset class, it meets our criteria. We also evaluate total cost of ownership and liquidity when selecting our list of funds.

Additionally, Morningstar, a company made famous for their fund star rating system (which is primarily based on past performance) found that the best indicator of future returns was actually the expense ratio of a fund, not the star rating. Read more here.