Selecting your investment horizon


The investment horizon, or time horizon, is simply the total length of time that you expect to hold the portfolio. One day, your livelihood will depend on this capital. The more time you have before that day, the more risk you can reasonably carry -- since you have more time to recoup a loss. As the investment horizon is reduced year by year, the portfolio's risk should be reduced a proportionate amount.

Indeed, one mostly holds bonds by the time they retire.

Use the first slider to select your current age. In general, clients must be between the ages of 18-68. We cannot take any retirement accounts that are in or will soon be in the distribution phase. If you are older than 68 and would like us to manage a normal taxable account, we'll be thrilled to do so, assuming your investment horizon is greater than two years.

The second slider can be used to indicate your expected date of retirement, the year you'll need your money. FutureAdvisor will only take accounts with investment horizons that exceed two years.

If you're older than 68 years of age and are applying to premium, select 68 anyway and give us heads up -- we'll correct this information upon receiving your application.