I’m nearing my desired retirement age and I have noticed that my account is allocated to mostly bonds and cash, why is that?

As you get closer to retirement age, we want to make sure your portfolio is low risk and it is easy to access in the case that you need to make a withdrawal from your account.

The primary risk to a retirement is that your assets lose significant value in the first couple years of retirement. To mitigate that risk we slowly increase the lower volatility assets in your portfolio as you get closer to your expected retirement age.

If your situation has changed and you are not as close to retirement age as you originally thought, please reach out to one of our Financial Advisors at vip@futureadvisor.com so we can better tailor your investment plan.